Thinking of choosing Finance?
We have teamed up with the Top Four Trusted Finance Providers to offer you a range of payment solutions to suit your needs. You can choose monthly payments from 10 or 12 months interest free or 24, 36, 48 or 60 months at a subsidized low interest rate of 19.5%.
The entire process is automated online and with no paper forms to fill in. Simply choose from what you are offered at the checkout.
- Duologi - Up to 5 years to pay - 12 Months 0% Interest
- Klarna - Input your email and shipping address to purchase - Click Here
- PayPal Credit - Apply to PayPal Credit before placing your order
- Splitit - If you have a credit card you can split your payment over 3 months Interest Free
Duologi is the name of our main finance provider as they offer the longest duration to pay. You can choose to pay monthly for up to 5 years, that allows you to spread the cost of your purchase.
STEP ONE - Check your eligibility
Before you apply please note you will only be considered for Duologi finance if you:
- Complete your application accurately. Incorrect spelling or missing information will result in an instant decline. Check your data prior to sending please.
- Are spending more than £150 and less than £15,000
- Are at least 18 years old living in the UK;
- Are applying as a credit worthy individual not a company
- Are in regular full or part-time employment (minimum 16 hours per week or £ 10,000 per annum, or retired and receiving a private/company pension or in receipt of disability allowance.
- Are a permanent UK resident and have lived in the UK for at least 3 years;
- Have a good credit history with no late payments!
- Have no debt relief orders, CCJs, IVAs or bankruptcies.
- Delivery and home address are identical at application (delivery address can be changed after acceptance subject to approval by Victoria Bishop)
STEP TWO - Place your Order
Add the items you wish to purchase to your basket. When you reach checkout select the best finance option for you and choose ‘Pay with Duologi’. The quick application form takes no more than a couple of minutes to complete and then you’ll receive an instant decision.
- Smart technology lets you apply for and then complete the loan application quickly and entirely online.
- Once you order and select Duologi to pay you have 48 hours to complete your purchase or your order will be cancelled and the stock sold to someone else.
- If you need help call 01765 698233 between 10am and 5pm (UK Time) Monday to Friday.
Smart technology lets you apply for and then complete the loan application quickly and entirely online
STEP THREE - Payment Option Considerations
We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase.
- Make your repayments affordable - do not overstretch yourself
- 10 or 12 months are 0% - Interest Free
- 24,36,48 or 60 months term - carry a small (19.5% subsidized interest
- The value of the loan needs to be over £150 but less than £15,000
- Choose a deposit between 10% and 50% of the value of the goods.
Here are some examples:
0% finance over 12 months with minimum deposit:
- Total order value = £600
- 10% deposit = £60
- Total amount of credit = £540
- Duration = 12 months
- Representative APR = 0%
- Interest charged = £0
- 12 monthly payments of = £45
- Total amount payable = £600
19.5% finance over 36 Months with minimum deposit
- Total order value = £599
- 10% deposit = £60
- Total amount of credit = £539
- Duration = 36 months
- Representative APR = 19.5%
- Interest charged = £162
- 36 monthly payments of = £19.47
- Total amount payable = £654.96
Frequently Asked Questions:
Why am I not being presented with a finance option?
Finance offers for different periods are offered subject to status and based on the value of your order.
How do I know if I'll qualify?
If you qualify you will be offered the option after you have entered all your personal information or are logged in and registered as a returning customer at checkout.
What if I am rejected and believe I meet all the criteria listed in STEP ONE?
email Victoria@bishopsound.com or call 01765 698233
NOTE: If at any point you do not get offered finance drop onto Live Chat and once of the team will check it out. Application address and delivery address must be the same. If you need to change the delivery address after your order is confirmed call Victoria on 01765 698233
How do I check out?
Simply select the your chosen payment method during your checkout it may go straight through or you may be taken to secure websites to complete your finance application. It takes just 60 seconds for to give you an instant result, and once approved, you'll be returned to BishopSound where you can view your order confirmation.
Can I pay earlier or pay off my balance in one go?
Yes, full or part payments can be made at any time online via the Customer Account Portal or by contacting Duologi customer service team. You can choose to pay a specific monthly installment or to reduce the remaining installment amounts. There are no additional charges for early repayment.
Do I need to pay a deposit?
Yes - The amount is 10% or up to 50% of your order value.
Any further information can be obtained by calling 01765 698233 or emailing Victoria@bishopsound.com
2. Klarna and Split-it offer PAY LATER IN 3
To get an overview of KLARNA visit https://www.klarna.com/uk/smoooth/
To get an overview of SPLITIT visit https://www.splitit.com/shopper/