At BishopSound, we aim to make your online experience as smooth as possible, and our products as accessible as possible. That's why, we've teamed up with DivideBuy and Klarna to offer you a range of payment solutions to suit your needs.
We offer interest free finance options through our partnership with DivideBuy, and staged/delayed payments through Klarna. You can find out more information below:
DivideBuy provides interest free credit options, that allows you to spread the cost of your purchases if you buy from one of our retail partners. Payments can split monthly up to 12 months. We have a high acceptance rate, a quick application process and an instant credit decision. There are no hidden fees and no restrictions on when or how often you would like to pay your balance off.
Why aren't I being presented with a 12 month finance option?
DivideBuy offers different periods of finance based on the value of your order. Please see below for thresholds:
- 3 months - £100 or more
- 6 months - £250 or more
- 9 months - £450 or more
- 12 months - £600 or more
How do I know if I'll qualify?
As DivideBuy is a lender, it has control of whom it lends to, without the restrictions that brokers have. This means DivideBuy looks at your ability to pay now, rather than just your credit history. Because of this, DivideBuy have a 96% acceptance rate.
How do I check out with DivideBuy?
Simply select the DivideBuy method during your checkout, and you'll be taken to DivideBuy's secure website to complete your finance application. It takes just 60 seconds for DivideBuy to give you an instant result, and once approved, you'll be returned to BishopSound where you can view your order confirmation.
Can I pay earlier / pay off my balance in one go?
Yes, full or part payments can be made at any time online via the Customer Account Portal or by contacting the DivideBuy customer service team. You can choose to pay a specific monthly instalment or to reduce the remaining instalment amounts. There are no additional charges for early repayment.
Do I need to pay a deposit?
Yes and no. Many people can pay a deposit or you can choose not to.
However, some people may be instructed that they must to pay a deposit. This is due to the credit decision, which is calculated based on several factors including your credit score, order total and credit term. A deposit is taken from the overall total to reduce the monthly instalment and make them a more manageable size.