Thinking of choosing Finance?
We have teamed up with the Top Three Trusted Finance Providers to offer you a range of payment solutions to suit your needs. The process is fully automated online and you will be offered finance, subject to status at the checkout after you have entered an accurate complete address, email and phone number.
Very Important Information:
- Card Registered Address and Shipping Address must match for finance. We can change the shipping address after your finance is agreed.
- Any errors on Date of Birth, address or other information that does not match the information your bank has could result in rejection.
- You will be offered options for finance after shipping in the payment section, before the review and final pay button. You are not charged anything until after Review and confirm.
For Consumer Finance Use Klarna, Splitit or PayPal
For Business Finance Call us on 01765 698233
Our favoured partner is Klarna where you can choose monthly payments such as:
- Klarna Pay in 3 - Interest Free 0% Finance Over 3 Equal Monthly Payments
- Klarna Finance options 6 or 12 Months - Interest Free 0% Finance
- Klarna Finance 24 or 36 months - Interest Rate is 18.90% APR
The minimum spend for Klarna Pay in 3 is £99 Maximum £1000
For 6, 12, 24 or 36 month schemes. The minimum spend is £250 and the maximum spend is £4,000.
If you want a larger spend please call Andrew on 01765 698233
The entire process is automated online and with no paper forms to fill in. Simply choose from what you are offered at the checkout.
Here is an example:
- Klarna - Input your email and shipping address to purchase - Click Here
- PayPal Credit - Apply to PayPal Credit before placing your order
- Splitit - If you have a credit card you can split your payment over 3 months Interest Free
How To buy using our finance deals by Klarna finance.
All you need to use Klarna is:
Pay In 3 Interest-Free Instalments
Klarna enables you to pay in 3 instalments with no interest and no fees. Split your payments into 3 equal instalments over 3 months!
For Pay In 3 there's zero interest, fees for late payment charges. No account sign-up needed, No credit application & Klarna emails payment instructions straight to you!
At the checkout
One-time credit agreement
Complete a simple, 4-step credit application with top-of-mind information. You will know instantly if you are approved and can complete the order right away.
The monthly payments
You will make the monthly payment online or in Klarnas app using bank transfer or card payments. Klarna will notify when it’s time to make the payment each month.
Pay online or in the app
Review your latest purchases and make payments in the Klarna app or online.
● Download the Klarna app: https://www.klarna.com/app
● Log in online: https://app.klarna.com/login.
● Chat with customer service: https://www.klarna.com/us/customer-service/
Safe and secure
With Klarna, you are always covered through Klarna’s Buyer
Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.
Frequently asked questions
Visit our FAQ (https://www.klarna.com/us/customer-service/) page to find out more about using Klarna.
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than
just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.
● 80 million shoppers are using Klarna.
● 190,000 retailers are working with us worldwide.
● We’ve been powering online checkouts for 14 years.
Who is Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than
200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments.
How does Financing work?
Spread the cost of your purchase into 6 or 12 equal monthly payments with 0% interest. Financing is a promotional plan on the Klarna Account.
How do I use Financing?
When you shop online, Klarna’s system reviews each order to determine which payment options are available to you. If Financing is offered, simply select this option. The first time you shop with Financing you will be asked to apply for a Klarna Account. If you’re approved Klarna will create an account for you and your order will be placed. Every time you shop with Financing after that, you only need to agree to the purchase and won’t need to sign up again. The order amount will be added to your Klarna Account as additional promotional plans. You can always monitor the payments due in the Klarna app.
I have been asked to go to the Klarna site. Is this correct?
If you have chosen to pay with Financing by Klarna, Klarna will send you an email with further details on how to pay.
Can I pay less than the amount owed each month?
You can at any time choose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you choose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).
Do I need to be 18?
Financing is only available to people aged 18 or over and is an online exclusive payment method.
How do I manage my Klarna Account?
Log in to the Klarna App or Klarna.com/uk at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna’s Customer Service team.
How can I increase my chances of being accepted for Financing?
Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over.
You can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.
All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
How is my statement sent?
If you chose to use Financing, we will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account.
Once you have been landed on your Klarna Account overview page, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance. You can always monitor the active statements in Klarna app at your convenience.
What do I need to provide when I make a purchase?
If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and
your date of birth. Your mobile number is required in case we need to reach you. All statements will be sent to your email address.
It's very important that you give us the correct details, as otherwise you will not receive monthly statements and so be liable for late payment fees.
Is my payment information safe?
Payment information is processed securely by Klarna. No payment information is transferred to us or held by us.
All transactions take place via connections secured with the latest industry standard security protocols.
How do I make a payment?
First, log in the Klarna app or in www.klarna.com/uk and visit your Klarna Account overview page. Then, simply select ‘Make a payment’ and enter the amount you
wish to pay towards your balance. Should you have any questions or concerns when making a payment you can contact Klarna’s Customer Service.
I haven't received an email with my statement.
Please log in the Klarna app to view the statements or contact Klarna’s Customer Service via live chat or phone.
I have cancelled my order. How long will it take until I receive my refund?
As soon as the store has registered your cancellation or your return, the refund will be processed within 5 business days.
What happens if I cancel or return my order?
As soon as BishopSound have accepted your cancellation/return, then Klarna will make any necessary adjustments to your balance and provide further help if needed.
I have cancelled my order. How long will it take until I receive my refund?
As soon as the store has registered your cancellation or your return, we will credit the balance back to your Klarna Account within the next 5 business days.
I have asked for a refund. How will I be refunded?
If you have paid for your order with a card, the refund will be made back to your Klarna Account balance.
If the Account ends up in a credit balance, this can be used towards future purchases or you can request it to be paid back by contacting Customer Service.
I've received my monthly statement and a payment is due, but I've not yet received my goods.
You should of course not pay your statement until you've received your goods. In this case, we would ask that you contact the store and get an update on your order. You should also contact our Customer Service so that we can postpone the due date on your payment. or put the order on hold in the Klarna app while you wait for the goods to arrive.
I still have questions regarding payment.
Visit Klarna app Klarna’s Customer Service page for a full list of FAQ’s, live chat and telephone options.
Why am I not being presented with a finance option?
Finance offers for different periods are offered subject to status and based on the value of your order.
How do I know if I'll qualify?
If you qualify you will be offered the option after you have entered all your personal information or are logged in and registered as a returning customer at checkout.
What if I am rejected and believe I meet all the criteria listed in STEP ONE?
email Victoria@bishopsound.com or call 01765 698233
NOTE: If at any point you do not get offered finance drop onto Live Chat and once of the team will check it out. Application address and delivery address must be the same. If you need to change the delivery address after your order is confirmed call Victoria on 01765 698233
How do I check out?
Simply select the your chosen payment method during your checkout it may go straight through or you may be taken to secure websites to complete your finance application. It takes just 60 seconds for to give you an instant result, and once approved, you'll be returned to BishopSound where you can view your order confirmation.
Can I pay earlier or pay off my balance in one go?
Yes, full or part payments can be made at any time online via the Customer Account Portal or by contacting Duologi customer service team. You can choose to pay a specific monthly installment or to reduce the remaining installment amounts. There are no additional charges for early repayment.
Do I need to pay a deposit?
Yes - The amount is 10% or up to 50% of your order value.
Any further information can be obtained by calling 01765 698233 or emailing Victoria@bishopsound.com
Split-it offer PAY LATER IN 3
To get an overview of KLARNA visit https://www.klarna.com/uk/smoooth/
To get an overview of SPLITIT visit https://www.splitit.com/shopper/